Online Legal Store
Welcome to Online Legal Store!

Insurance Articles


10 Facts Your New York Personal Injury and Medical Malpractice Attorney May Not Tell You
By Gerry Oginski


10 Facts Your New York Personal Injury and Medical Malpractice Attorney May Not Tell You By: Gerry Oginski, Esq.

1. Your lawsuit is not guaranteed to win or get you money. Even with a good experienced attorney, you may still lose.

a. This is true whether you have a great case, or even a bad case.

b. No one can predict the outcome of your case, even if you have all of your ?ducks lined up?.

c. An experienced attorney is a guide and your advocate. He will do the best he can to achieve victory for you. However, not every case is worthy of winning, and not every case is successful. Even an attorney with an impressive list of wins to his credit can tell you of cases that he has lost. Unfortunately, that?s the risk that all parties take when a case goes to trial.

2. The true value of your case is unknown until every detail of your case has been evaluated by experts.

a. At the beginning of the case, your attorney must obtain all of your medical records.

b. He must evaluate liability in your case.

c. He must review all medicals and liability.

d. He then must have his expert(s) evaluate your case, from top to bottom.

e. He must do legal research to see what similar cases have settled for and what verdicts have been rendered in similar cases.

f. He needs to do a search of appellate cases to see how the appeals courts have addressed these types of injuries.

g. He needs to know what economic losses you have suffered and what your doctors believe you will need for your future years.

3. You (the client) are obligated to pay me back for my litigation expenses, even if you lose your case.

a. This is true. However, most lawyers in New York who handle medical malpractice and personal injury do not ask the client to be repaid for all of their litigation expenses if the case is lost.

b. Can you imagine the indignity to a client after losing a trial, to be told, ?By the way, you now owe me $25,000 for my expenses??

4. If you have health insurance, and health insurance paid for your medical bills, in all likelihood, you will be required to reimburse your health insurance company most of those bills?from YOUR share of the settlement, not the attorney?s share.

a. The reason is simple- Since you were the one who benefited from your health insurance company paying your bills (of course you paid those hefty premiums for this benefit) any money you recover, is repaid directly from your share.

b. Your share- that means that you don?t get your money until your insurance company gets their share first. Then and only then will you receive your settlement check.

5. If you bring a lawsuit on behalf of your child, any money that is awarded to your child CANNOT BE TOUCHED until he or she turns 18 years of age.

a. This is to protect your child?s money, plain and simple.

b. All too often, parents, most of whom are good intentioned and some who are not, have tried to take hold of their children?s money to use for their own purposes and debts. The Courts of New York refuse to make any exception to this rule.

c. Years ago, lawyers were only permitted to place this money into Savings Banks, where the money laid dormant earning minimal interest until the child turned 18 and it was withdrawn.

d. Nowadays there are usually better investment vehicles that will preserve the child?s capital, and at the same time generate better investment returns than typically found in a savings account.

6. If your lawyer screws up your case or makes a mistake, he is obligated to disclose the mistake to you and advise you to either file a claim against his insurance company, or advise you to seek counsel with another attorney.

a. The reason this disclosure is advocated is that if a lawyer screws up, the client will usually not know of the problem until much later. By that time, it may be too late to file a claim against the attorney.

b. The attorney is not supposed to gain or shield himself from such legal wrongdoing.

c. If you make a mistake, own up to it. Tell the client about it. Advise them of their rights at that point.

7. All lawyers in New York are required to take continuing legal education classes to keep up to date on legal changes.

a. It makes sense. You don?t want to have a lawyer who?s ?out of touch? with what the law is, you want someone who is current on the law, and how it applies to your case.

b. Generally, a lawyer is required to take 24 credits of classes over a two year period.

8. ?Let?s sue everyone we can think of, then we?ll figure out who?s really responsible later.?

a. If this is your attorney telling you this, I?d think twice about his or her ability and ethical obligations.

b. If a lawsuit is started against someone without having a valid basis to do so, this could be considered frivolous litigation, and might subject the attorney and client to sanctions and fines. Make sure you know who you?re suing and why.

9. If you lie about the facts of your case, or about the extent of your injuries, I am out of here.

a. If I find out that you have lied about material items concerning liability or damages, I will be first on line in Court asking to be removed from your case.

b. You must tell the truth about what happened to you, and how your injuries have disabled you.

10. Even though I tell you I pay all of the litigation expenses, there may come a time when I might ask you to pay for them, otherwise I will not continue on your case.

a. The lawyer says he pays all expenses on his dime.

b. At the end of the case, when and if money is obtained for you, the lawyer is reimbursed for his expenses.

c. In a few rare instances I have seen an attorney ask the client to directly pay for their experts to come into trial, since new information indicates that the chances of winning the case are slim to none. In those cases, the attorney wanted to cut his losses and told the client, if you don?t pay for the experts yourselves, ?I?m asking the Court to release me as your attorney.?

d. The bottom line- ask your lawyer whether this might ever happen.

Comment: I hope this article has opened your eyes to certain facts that need to be addressed with any New York attorney you choose to handle your injury case. Remember, the more information you have, the better choices you?ll make. If you have any questions, please feel free to call Gerry (at no obligation or expense to you) at 516-487-8207.

For more information about this article and/or the author visit http://www.oginski-law.com

For more information, news and articles see:

Hgv Courier Insurance - Hgv Courier Insurance
...d normally purchase for a delivery business. So there are now insurers who specialise specifically in more complex insurance policys, they are experts in business insurance; therefore they will be able to advise you on all your insurance needs, to make sure you are completely covered, leaving no room for mistakes. The following is a list of the specifications that you may need to include in any haulage insurance cover and what can be potentially covered with the correct policy: Legal liability for injury or death to any other individual, including any such passengers. Legal liability for damage to outside property. Legal costs can be fully covered with the Insurers consent, in connection with an insurance claim against your policy. Your own damage (subject to any excess). Vehicle replacement, in the event of an accid...
Visit Hgv Courier Insurance...

Courier Insurance - Courier Insurance
...stly or important. Losing such document or parcels can mean huge losses for some people. Therefore,Courier Insurance has become an important consideration for any one using mailing services. It is not uncommon for people to lose their mail before it reaches a desired destination. We make sure that your mail is covered sufficiently so that if you happen to lose it while it is on its way, you will be compensated. Many people may not see this as a necessary step until they experience a loss. So, why wait for it to happen to you? Get your insurance now and save yourself from huge losses. ...
Visit Courier Insurance...

Gap Insurance - Gap Insurance
...know what gap insurance is? I know that I had never heard about this type of insurance before until it was brought to my attention recently. The gap insurance covers the deprecation on a car in the event of it being stolen and never recovered. How does it work you might wonder and do you need to take it out if you have outstanding finance on the vehicle? Say you have ten thousand pounds worth of car finance on your car but when it gets stolen the insurance company says it`s only worth eight grand. It means you`ll have to find the extra two thousand pounds to pay off the finance company. If you take out gap insurance on the car, this amount will be covered, so you don`t have to find any additional money to pay off the debt. Most people buy cars and decide to keep them for a set amount of time so they know how much fina...
Visit Gap Insurance...

Car Gap Insurance - Car Gap Insurance
.... I suppose unless you buy a car on finance you might not know about such policies. As I understand it the car gap insurance covers you in the event of a car being stolen and never recovered or one that is deemed a total loss by the insurers. If you still owe money on the car to a finance company then the gap insurance will pay off the difference between what the insurer says the car is worth and what finance you have left on it. Some of the policies will even leave you with some money to use as a deposit on another car. It`s, probably something that many people would never even consider when they take a car out on finance. If the insurance company decides that the car is worth less than you thought it might be when it is deemed a total loss then you could have to stump up the money to pay off the bal...
Visit Car Gap Insurance...


Click For More Detailed Information on:
my super legal info ::legal pro info ::easy cover for you online ::divorce legal info ::juridical 2 u info

Copyright © 2003-2012. All Rights Reserved.


Valid CSS!